Mkopo huu utatolewa kwa Wanachama madhumuni ya kufanikisha shughuli binafsi au maalum za Mwanachama hususani kuanzisha au kuendeleza biashara.
Mkopo binafsi ni aina ya mkopo unaotolewa kwa mtu mmoja kwa madhumuni ya kibinafsi kama vile:
- Kulipia gharama za dharura: Mfano, matibabu au ada za shule.
- Kununua bidhaa za matumizi: Vitu kama samani, vifaa vya umeme, n.k.
- Kuboreshwa kwa maisha: Kama ukarabati wa nyumba au likizo.
Sifa za Mkopo Binafsi:
- Kiasi cha mkopo: Kulingana na uwezo wa kifedha wa mwombaji na dhamana yake.
- Muda wa marejesho: Unaweza kuwa wa muda mfupi au wa kati, kulingana na makubaliano.
- Riba: Kiwango cha riba huchaguliwa ili kufanikisha urejeshaji rahisi.
- Hakuna vikwazo vya matumizi: Mkopo huu hauhitaji matumizi maalum; mwombaji anaweza kutumia anavyopenda.
Mkopo binafsi hutoa suluhisho rahisi na la haraka kwa mahitaji yako ya kifedha.
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Uwezo kukopa
Kiasi cha mkopo hutegemea zaidi na ukubwa wa biashara au mradi, na mtiririko wa mapato katika biashara hiyo.
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Kiwango Cha Juu
Kiasi cha juu cha mkopo huu, inategemea na uwezo wa kurejesha wa mwanachama
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Miezi
Muda wa juu wa marejesho wa mkopo huu ni Miezi 36, au miaka 3
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Riba
Riba ya mkopo huu ni asilimia kumi na tano, Reducing Loan balance.
Vigezo vya mkopo
Kiasi cha juu cha mkopo kitakuwa TZS 50,000,000/= (Milioni Hamsini) kutegemea uwezo wa Mwanachama kurejesha.
Marejesho ya Mkopo huu yatatoka katika Chanzo/vyanzo vingine tofauti na mshahara wa Mkopaji.
Muda wa juu wa marejesho ni Miezi 36.
Riba ya Mkopo huu ni asilimia 15% Reducing Loan Balance
mkopo huu utadhaminiwa na mali isiyo hamishika kama nyumba ya makazi, kiwanja, mashine/mitambo au jengo la biashara
Marejesho ya Mkopo huu yatatoka katika Chanzo/vyanzo vingine tofauti na mshahara wa Mkopaji.
Muda wa juu wa marejesho ni Miezi 36.
Riba ya Mkopo huu ni asilimia 15% Reducing Loan Balance
mkopo huu utadhaminiwa na mali isiyo hamishika kama nyumba ya makazi, kiwanja, mashine/mitambo au jengo la biashara
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Tulipo Tazama Saccos
Tembelea ofisi zetu au tuandikie barua pepe wakati wowote unapotaka. Ikiwa una maswali yoyote, usisite kuwasiliana nasi.
Anuani
Tungi, Kigamboni, Dsm-Tanzania
Barua Pepe
contact@tazamasaccos.co.tz
Tupigie
+255 765509557 / +255785359552
Tazama saccos is a savings and credit cooperative society that facilitate monetary transaction such as loans to members, deposits, insurance broker and investments.
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Tungi, Kigamboni, Dar Es Salaam, Tanzania
Our Location
Ofisi za Tazama saccos zinapatikana Tungi, kigamboni DSM, karibu na Tanesco wilaya ya kigamboni ndani ya mipaka ya Tazama pipeline ltd.